Step by Step Guide to Buying Property

Couple walking in garden in front of stone house

From mortgage to keys in hand — we'll guide you through every stage.

We've broken down the entire buying process into clear, manageable stages. Here's what to expect from start to finish.

01. Arrange your mortgage — Get a mortgage agreement in principle before you start searching. This confirms how much you can borrow and makes your offer stronger.

02. Contact us and register your interest — Call us on 01325 776424 or visit to discuss your requirements. We'll understand your 'must haves' and 'nice to haves' so we can find the right properties for you.

03. Find the right property — Once we understand what you're looking for, we'll send you a curated selection of properties that match your criteria and keep you updated as new homes come to the market.

04. View the property — We're open at times to suit you, including evenings and weekends. We can arrange viewings and even chauffeur you to properties so you arrive relaxed and ready to make the right decision.

05. Instruct your solicitor — Choose an experienced solicitor who specialises in conveyancing and knows the local area. We can recommend a panel of trusted local solicitors.

06. Make an offer — Once you've found your ideal home, we'll present your offer to the seller in writing. Have your mortgage agreement in principle ready — the seller may ask to see it.

07. Offer agreed — We'll prepare a memorandum of sale and confirm the agreed price with all parties. You'll then instruct your solicitor and mortgage broker to proceed.

08. Conveyancing begins — Your solicitor will obtain the contract pack, carry out searches, raise enquiries, and report back to you. Once you're happy, your deposit is prepared and contracts are exchanged.

09. Survey and mortgage offer — A surveyor will inspect the property on behalf of your lender. Once the survey is complete, your formal mortgage offer will be issued for you to sign.

10. Exchange of contracts — All enquiries are confirmed and your deposit (usually 10% of the purchase price) is transferred. Both parties are now legally committed to the sale.

11. Completion — The remaining funds are transferred, the seller vacates, and the keys are released. Your solicitor registers the property in your name at The Land Registry.

What happens next

Once your offer is accepted, the real work begins — but we're here to guide you through it. Your solicitor will handle the legal side (searches, enquiries, contract review), whilst your mortgage lender carries out a survey and issues a formal mortgage offer. You'll exchange contracts once all enquiries are resolved and your deposit is ready — at this point, both you and the seller are legally committed. Finally, on completion day, the remaining funds are transferred, the seller leaves, and the keys come to you.

Throughout this process, we stay in touch to keep you updated and answer any questions. If anything is unclear, call us on 01325 776424 or email us — we're here to help.

Got questions about the buying process? Here are the answers to the most common queries we hear.

Do I need a mortgage agreement in principle before I start viewing properties?
What's the difference between exchange of contracts and completion?
How long does the whole buying process take?
What if the survey reveals problems with the property?
Can I pull out of the purchase after my offer is accepted?

Register with us today and we'll match you with properties that fit your needs. Our team is here to guide you through every step.